PAL Pensions - Death Benefit

^{DEATH BENEFIT PAYMENT (PRIVATE SECTOR)}

^{This is payment made to the beneficiary of a deceased contributor/retiree. Upon the death of a RSA holder, the beneficiary named in the Will or a letter of administration will be eligible to access the balance in the RSA.}

^REQUIREMENTS

^{PAL death notification form (click here) https://www.palpensions.com/media/1524/pal-death_notification_form.pdf}
^{Two (2) Passport photographs of the deceased and NOK/ Administrator}
^{Confirmation of next-of-kin by employer is required if the RSA holder passed on while in service. The employer is required to issue a written confirmation stating the NOK on the employment records while attaching stamped passport photograph(s) of NOK(s).}
^{Bank document for confirmation of administrator’s bank account number i.e. bank statement or letter of introduction from the bank (where there are multiple administrators, payment will be made into either an estate account or jointly nominated bank account)}
^{Means of identification of administrator(s) i.e. National ID, Voter’s Card, Driver’s License, International Passport, Letter of introduction from the bank or Notary Public (with stamped passport)}
^{Death certificate or registration of death}
^{Letter of Administration or Will}
^{Signed payment consent and means of identification are required where registered next-of-kin is not an administrator}

^{Once all the above documents have been received and certified by the issuing parties, PAL seeks for payment approval from PENCOM.}
^{Upon receipt of approval, PAL instructs UBA PFC to credit the beneficiary's bank account.}

For missing persons, the following are additional requirements to be submitted along with the list stated above (with the exception of death certificate):

Police report
Newspaper publication
Letter from ex-employer confirming details of the missing RSA holder

^{DEATH BENEFIT PAYMENT (PUBLIC SECTOR)}

^REQUIREMENTS

^{Two (2) Passport photographs of the deceased and NOK/Administrator}
^{PAL death notification form (click here)}^{https://www.palpensions.com/media/1524/pal-death_notification_form.pdf}
^{Means of identification of administrator(s) i.e. National ID, Voter’s Card, Driver’s License, International Passport, Letter of introduction from the bank or Notary Public (with stamped passport)}
^{Bank document for confirmation of administrator’s bank account number i.e. bank statement or letter of introduction from the bank (where there are multiple administrators, payment will be made into either an estate account or jointly nominated bank account)}
^{Death certificate or registration of death}
^{Letter of Administration or Will}
^{Signed payment consent and means of identification are required where registered next-of-kin is not an administrator}
^{Next-of-kin will provide the following if the RSA holder was not receiving monthly pension from PAL Pensions before demise}
^{Appointment Letter}
^{Deceased sworn affidavit of age/birth certificate}
^{Stamped Last Pay slip before demise}
^{Stamped Pay slip as at June2004}
^{Stamped Pay slip as at January 2007}
^{Stamped Pay slip as at June 2010}
^{Stamped Pay slip as at December 2013}
^{Stamped Pay slip as at December2017}
^{Stamped Pay slip as at current year}
^{Evidence of transfer of service (where applicable)}
^{Letter of introduction from employer must bear two signatories, state name(s) of NOK(s), have stamped passport photograph(s) of NOK(s), deceased person’s date of birth, date of first appointment, date of death, grade level & step as at demise and all periods stated under item D – H above}
^{PENCOM death notification form}^{https://www.palpensions.com/media/1180/death_notification_form-from-pencom.pdf}

^{Once all the above documents have been received, certified by the issuing parties and RSA consolidated, PAL seeks for payment approval from PENCOM.}
^{Upon receipt of approval, PAL instructs UBA PFC to credit the beneficiary's bank account.}

For missing persons, the following are additional requirements to be submitted along with the list stated above (with the exception of death certificate):

Police report
Newspaper publication
Letter from ex-employer confirming details of the missing RSA holder